OHRA's collective health insurance
At OHRA, you are assured of good care if you unexpectedly need it. Logical, you are insured for that, right? But OHRA's health insurance goes further. Because even if you are never really sick, you can still use your health insurance! Because OHRA is about more than your health. It's about vitality: becoming and staying more vital. Physically and mentally.
- Choose your physio, hospital or specialist clinic yourself
- Plus package ‘OHRA Gezond’
- Also advantage if you are not sick
Your life, your care. Freedom that goes beyond
At OHRA, you are in control. Your wishes and choices come first. Because it is your life, your concern. That is what we at OHRA call real freedom. It is also about getting the care when you need it. That you can become more vital in your own way. That you put together a care package that suits your situation. View the benefits of OHRA's collective health insurance. With collective added value. More information about the benefits below can be found in the menu at the bottom of this page.
Especially for you. The International Desk (‘Buitenlanddesk’)
The source of information for all your international healthcare questions. Mail your question to Verdragen@ohra-zorg.nl or call 046 459 51 35.
OHRA's Health Insurance: what's in it?
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Choose your own healthcare provider
If you unexpectedly need care, you want to be helped by your preferred healthcare provider. The physio around the corner. Or the specialist clinic where you can get your care quickly. With the OHRA Health Insurance you have a combination policy. This means that you choose which healthcare provider you go to. If the costs are insured, we will reimburse 100% of the bill in most cases. Occasionally we receive a bill from a healthcare provider that is unreasonably high. The law stipulates that we may not reimburse this bill. Fortunately, this almost never happens. In addition, there are 2 exceptions. Do you use a non-contracted care provider within mental health care (GGZ) and district nursing (home care)? Then 75% of the bill is paid, taking into account the maximum rate.
Want to know more?
Check ‘Zorgverzekering overzicht’ in the menu below.
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(eHealth) services. From our ‘Fysio Meeneemservice’ to Online Mental Health Care
With the OHRA Health Insurance you are assured of good care. But also of useful (eHealth) services. For example:
The ‘OHRA Fysio Meeneemservice’ (Physio Carry Over Service)
Carry up to 9 unused treatments to the next year.
The ‘Meegroeiservice’
Your life changes, your supplementary insurance changes with it.
Online mental health care (GGZ)
Get help faster with an online treatment process.
Free Dental Accident Cover up to € 20,000
With your supplementary (dental) insurance.
Ask the doctor app
Chat directly with a nurse.
SkinVision app
Immediately check suspicious spots on your skin.
‘OHRA Assistenten’
A helping hand, with informal care, stress and tension and your finances.
Plus: the ‘OHRA Klantvoordelen’
You will be reimbursed a lot from your OHRA Health Insurance and (eHealth) services. If you need care or if you want to improve your vitality and lifestyle. And if something is not (fully) reimbursed, the ‘OHRA Klantvoordelen’ offer a solution: through our partners you get a discount on aids, treatments, etc. All discounts come directly from the provider without the intervention of OHRA. So you don't pay a penny extra premium for it.
Want to know more?
Check ‘Zorgverzekering overzicht’, ‘Fysio Meeneemservice’ and ‘SkinVision’ in the menu below.
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Collective added value: more vital with the free package ‘OHRA Gezond’
With OHRA, you are assured of good care if you unexpectedly need it. But even if you are never actually sick, we have an eye for you. Because OHRA is about more than your physical health. It's all about vitality. With OHRA's collective health insurance, you can work on your vitality in a fun and easy way. With the package ‘OHRA Gezond’ standard with your collective health insurance. With:
- Niped's Personal Health Check
- Well-being platform Recharge360. With a coach
- Online Money Plans
- Online mindfulness
- Help through the Informal Care Broker if you are caring for a loved one
Nice if you can use a helping hand. But even if you are generally OK in your own skin. Because let's be honest... How vital are you? Hanging out on the couch or walking in the evening? Healthy cooking or a takeaway snack? Nobody can always be equally energetic. We often know what we have to do to feel (even) better about ourselves. We just don't do it. The package ‘OHRA Gezond’ helps you with that. So that you feel good, better, the best you can!
Want to know more?
Check 'OHRA Gezond' and 'Recharge360' in the menu below.
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Spread costs or save premium
Putting together a care package that suits your situation means more than the reimbursements for the care you need. It is also about the costs and the premium that go with it. That is why OHRA offers you the opportunity to spread your costs, or save on your premium. For example, you can pay your mandatory deductible in 10 installments. Or benefit from a 2% premium discount (also on the premium of your basic insurance!) if you pay the premium in advance per year.
Want to know more?
Check ‘Zorgverzekering overzicht’ in the menu below.
And: the whole family benefits
- Because everyone's care needs are different, you and your partner, if any, choose your own care package
- Children up to the age of 18 are co-insured free of charge on the most comprehensive supplementary insurance of you or your partner
- And everyone is welcome at OHRA. Regardless of your health or age. We never ask health questions and you don't pay more premium when you get a year older
- All benefits also apply to your family members. Such as the package ‘OHRA Gezond’ and (eHealth) services
Already insured with OHRA or become a customer?
Already insured?
View/change your policy and claim directly via ‘Mijn OHRA Zorgverzekering’.
Become a customer?
Calculate your premium and take out your collective health insurance!
Read more about the OHRA Health Insurance
Disclaimer: The following pages are in Dutch. Adjust your web language settings to the language of your choice.